Quicken Loans Refinance

The First Home Owners Grant (FHOG) helps people to buy or build their first home. May credit repair cards can be a great way to repair bad credit rebuild your credit history but watch out. Take our advice - Stay away from Quicken Loans. I asked questions about what was happening and was given such a vague answer every time. I guess they were just quicken loans refinance calling me a liar. After telling my story to a second representative (Rachael), she said she wanted to help if the appraisal was inaccurate, but my upgrade didnt add a dime of value to my house; rather, it just increased saleability. They actually asked for my 2012 tax filing. It is a 15-minute bike ride to the center of Ft. I was rate shopping for lowest rate - 15-year fixed rate mortgage loan to refinance my condo.

So, after seeing the VA info, I thought I would do a little more investigating and found this site. Even after explaining this to four different people, we still had to come up with a way to prove it. The banker I dealt with agreed with me about the home inspection versus appraisal.

I felt like it was very insulting to be sent this kind of letter making it look like I had applied for a loan with Quicken and had been declined due to poor credit. Also, I was surprised to see in a new good faith estimate that my house value dropped $45,000 in one month vs previous good faith estimate. Everything mentioned by the previous reviewers is true.

You will not hear from them for several weeks and then they are still at stand still. So thanks to Racheal, Steve **, and Timothy ** for being the least honest people I have ever dealt with in my life and for companies like Quicken who are crooks and use and abuse "support of our troops" to lure someone into your lies and scandals. I asked for a copy of our appraisal and had to wait over a week with no return calls. I regret I did not research here quicken loans refinance before giving them any money. On a scale of one to elementary school student finding out that there’s a snow day, I’m sure you’re probably sitting toward the latter.

They determined that they could not offer the refinancing as initially quicken loans refinance estimated as my condo appraisal came in under target. Potential f or m students or j exchange western union visitors in more than countries can. QL continually asks for the exact same paperwork sent several times previously.

They requested six months of savings to cover rental property. This lesser amount would not cover my expenses as needed, so I had to decline Quicken's offer and I requested my good faith payment be returned. If you are even considering calling Quicken Loans, just know that each call they receive with questions generates a loan number within their internal computer system. I contacted Quicken Loans to initiate a refinancing of my condo. So we were delayed another 10 days while we waited for our bank statement cycle date. Their motto "engineered to amaze" is true.

There are two main ways to file personal chapter 13 bankruptcy law bankruptcy under the u s. I'm not sure how much of a cut they get out of the appraisal fee, but I know this is how this company needs to make their money because they don't have an honest, hardworking bone in any of the 3 bodies that I worked with. Another seven days passed and they wanted the terms for early withdrawal from a ROTH IRA, I sent them the 70 pages IRS pamphlet. I've seen their TV commercial before and thought, who would use a company with that kind of stupid commercial.

Our story has been repeated over 1000 times on this site and sites like it. Unfortunately, we had ignored advice from others to avoid QL in the first place. So in short, I'm out $500, the low rates of the year/decade/century, and have wasted two months with people that are all about putting the fault of missing closing dates because they have no idea what they needed to close a loan. They knew my closing date, they knew my income for 2011 and what my income is for 2012, and none of that has changed since my application 4 weeks ago.

FHA Streamline If you are currently in an FHA loan, our FHA Streamline program will ease your qualification and may give you eligibility for no appraisal. So I am out $500 for the credit report and appraisal. My credit rating is excellent, but I lost the loan because of the appraiser. My accountant just laughs at them because they don't know what they are asking for. Yeah, but you could've typed that prove it. Fortunately, a VA-approved lender, like Quicken Loans, can request this certificate for you.

In order to quote me a rate, the bank needs the following info. It is beautiful and picturesque quicken loans refinance with mature trees. Faster closing, better terms, less shyster tactics. May expensive than the one year old compare used models used version of the same model. Owning a home gives you distinct advantages.

Bad credit does not automatically preclude buy home with bad credit you from obtaining a home loan. Quicken Loans is an unresponsive machine with horrible customer service. So rather than allow me to determine a path to success, they determined and pushed me to the path of failure. I contacted your company and was placed with a Washington State expert. A couples of weeks later, I received a new good faith estimate where I can see that my closing fees is going to be now $2,055.57 on the loan they added quicken loans refinance private mortgage insurance (which I am not paying with my existing loan) and my monthly mortgage payment is going to be $92 more what I am paying now.

Getting more information wasn't a problem except it took 12 days for them to quicken loans refinance realize it was a problem - your loan won't close and you'll lose your rate. If you want to save money on monthly payments, extending the life of your loan will increase your disposable monthly income. Get cash from your home You may want to finance an important home improvement that will increase the value of your home, pay for college or pay off high-interest credit card debt. I was also asked other questions such as.

They charged us $900 to do the appraisal. I can live with having to go with someone else, but what I don't like is a billion company like Quicken ripping me off for $400 when it's no fault of my own. But I had a tight schedule for my closing, so I didn't have time to back out and look for another bank. Everything you read on complaints concerning customer service is true.

Click a link below for a brief overview of the topics covered in this section. These people do not believe a word you tell them. Try calling your assigned QL customer rep for a one on one. Wouldn't you think this would be a red flag for them - something wrong on their end rather than with all these properties. A box was checked that said we hadn't done any major upgrades in the last 15 years. When I asked another professional about this, they were shocked about what she had told me and told me the information she provided me was not only incorrect - it would not be financially prudent.

They approved my loan based on the existing offer, and now they don't want me to move the closing date by a day or two. Certainly the process is different from years past. They also told me that they will use the appraisal from my quicken loans refinance past refinancing and I do not need to get appraisal now. This was half a business day before my scheduled closing, which is absolutely ridiculous and unprofessional. I waited two weeks, no response quicken loans refinance after multiple contacts.

We protect our car, home and contents but combined insurance forget about our most important asset. I did not choose Quicken Loans (QL) voluntarily for my first home purchase. Your fixed ARM term has ended If the fixed term for your ARM has ended, you can lock in a lower refinance rate. Once the appraisal came in lower, stopped communicating altogether. You qualify for a free cell phone if you free cell phones are low income, or on medicaid, food.

I have repeatedly requested my money back, but they keep ignoring my request. Let me tell you they tried scheduling my closing over four times and each time they were telling me different closing cost which wasn't close to what we agreed on during the first call. But it will be my fault the loan did not close. It has a huge legal well adjudicated for enough water to grow rice.